01
Send the lease quote
A dealer worksheet, a screenshot or just the payment and term. Add your trade-in details if you have one.
Lease + trade-in specialist
The money hides
in the lease math.
A lease payment is built from five numbers most buyers never see: cap cost, residual, money factor, term and fees. A trade-in is often valued inside the same deal so it is hard to tell what you got. We pull both apart, check them and negotiate them for you.
Flat fee. Nothing is charged until you approve by email.
How it works
Two numbers pulled apart, both negotiated.
02
We rebuild it and shop your trade
We work out the cap cost, residual and money factor behind the payment, compare them with what the maker publishes where we can find it, and collect separate written offers for your trade.
03
We negotiate the parts
Your rep goes back to the dealer on the selling price, the money factor markup, the fees and the trade value, one at a time, in writing.
Free lease checker
Rebuild a lease payment.
Put in the numbers from a lease quote. We convert the money factor to an APR and rebuild the monthly payment, so you can see if the quote has something else in it.
Check my deal
Send us the lease
or the trade.
Tell us what you are leasing or trading and what you have been offered. A person replies by email with what the numbers show and the plan that fits.
Nothing is charged until you approve the plan by email.
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Pricing
Flat fees for the hardest numbers.
Leases and trade-ins are where numbers get folded together. Each plan unfolds them and negotiates them one at a time.
Trade check
$149 per vehicle
We collect separate written offers for your trade-in and tell you what the dealer's number really is next to them.
Lease deal
$449 per lease
Your rep rebuilds the lease, asks for the lender's base money factor, and negotiates the selling price, markup and fees in writing.
Lease + trade
$699 per deal
Lease deal plus Trade check, kept as two separate negotiations, with the final paperwork checked before you sign.
Nothing is charged until you approve a plan by email. The residual is set by the lender; no payment outcome is promised.
Before you send
Questions people ask
What is a money factor?
The interest rate on a lease, written as a small decimal. Multiply it by 2400 to get the equivalent APR. Dealers can mark it up above the lender's base rate.
Can you negotiate a lease?
Yes. The selling price, the money factor markup, fees and the trade value are all negotiable. The residual is set by the lender and usually is not.
How do you value my trade-in?
We collect separate written offers, for example from online car buyers and from the dealer, so you can see what the trade is worth on its own instead of inside the payment.
Do you promise a payment?
No. We promise to check every number and negotiate each one. What a dealer accepts depends on the car and the month.
My lease is ending. Can you help?
Yes. We compare buying it out, returning it and trading it in, using your payoff and written offers, before you decide.